By opening an account with Bright Portfolios you are agreeing to the 0.65% Annual advisory fee. Annual advisory fee based on account balance. $1,000 minimum account balance. $36 minimum annual fee. Bright Portfolios and Inspire (CWM Advisors LLC) are affiliates. Investment management decisions are made by Bright Portfolios in accordance with BRI parameters and include Inspire products, however their portfolio holdings are subject to change and may not always include Inspire products.