Introducing inspire Faith Based Cash

0.55% High Yield FDIC Account

Supporting Biblical Values

Earn one of the highest rates in the nation from banks screened for biblical values by Inspire.
Already have an account? Sign-in here.

How To Open An Account

It's fast, easy and secure.

1
Click "Open Account"

Begin our simple, secure account opening process.

2
Enter Your Information

Securely enter your name, address, date of birth and Social Security Number.

3
Transfer Funds

Link your current bank and fund your new Inspire Faith Based Cash account with $25 or more.

Earn over 9X the national average with Inspire Faith Based Cash

0.55%
Inspire FDIC Account
0.06%
National Savings Average
0.03%
National Checking Average

Invest your longer term cash

Inspire Faith Based Cash gives you the option to invest your longer term money and seek higher potential returns with non-FDIC insured, biblical ETFs from Inspire.

So much to love

Biblically Responsible Investing

All bank deposits and investments are screened for biblical values alignment with the Inspire Impact Score.

No account fees

That's right — we hate fees too. No account minimum fee, monthly service fee, withdrawal overdraft fee, debit card overdraft fee, or excess activity fee.

Enjoy Easy and Contactless Pay

Simply tap the card at the checkout terminal and your payment is processed quickly and securely. Make purchases and pay friends with Apple Pay, Google Pay, Cash App, Venmo, Paypal, and other payment platforms.

Access to 55,000+  ATMs

Get 'cash back' at the store, plus access to 55,000+ worldwide, surcharge-free ATMs. Locations in some of the most popular retail stores:

Easy App Based Account Management

Manage your account and track funds directly from the app or online.

Automatic Investing with No Trading Costs

Your cash and investment securities are automatically purchased and redeemed on your behalf, with no transaction or trading fees

No Account Minimum

$25 is all you need to open account but with no account minimum to maintain your account.

Checking Features

Debit card, ATM access, direct deposit, pay bills, peer to peer transfers.

Easy & Unlimited Transfers

Transfer cash in and out of your account as many times as you like.

Secure

Have peace of mind with enhanced security, data encryption, and fraud protection.

Down to the Details

How do I manage my account?

You can mange your card by either

  1. Signing in at myinspirecard.com
  2. Downloading the Inspire Faith Based Cash App

How can I download the app?

You can download the Inspire Faith Based Cash app on the App Store or on Google play.

How do I use my Inspire Faith Based Cash account?

You use your Inspire Faith-Based Cash account in the same way as a traditional bank. You can transact via your Inspire Faith-Based Cash debit card, ATM, online bill pay, peer-to-peer transfers, ACH and wire transfers. In all cases, you have immediate access to your funds.

How does the Inspire Faith Based Cash account work?

  1. Enroll here.
  2. Use your existing bank account or set up direct deposit to fund your account.
  3. Transfer funds from your Federally Insured Account into investment accounts to better manage your cash.
  4. Use your Inspire Faith-Based Cash debit card like you would any other debit card – at the store, online, and at ATMs.

How long does it take to receive my card?

After you complete enrollment, you can expect your card to arrive in approximately 7 business days.

How do I fund my Inspire Faith Based Cash account?

You fund your Inspire Faith-Based Cash account in the same way as a traditional bank: direct deposit and/or bank transfer. The transfer typically takes 2 – 4 business days but may take longer. Refer to the instructions in your app for direct deposit and wire transfers.

What is the difference between my accounts?

Your accounts are linked to specific investments. The funds in your first account are federally insured. The funds in your investment account(s) are invested in securities such as mutual funds or ETFs and are subject to market fluctuations. Your first account is ideal for funds that you plan to use for daily expenses (e.g. groceries, utility bills, mortgage payments). Your investment account(s) is (are) suited for funds you can invest for at least 3 months. You can access or transfer funds without paying penalties or fees. You determine how much funds to put into each account depending on your spending and investing needs.

Are my accounts federally insured?

Funds held in your Federally Insured Account are insured by the FDIC. Funds swept into your investment accounts are not federally insured.

Are all of my funds invested?

Only funds in the investment account(s) are invested.

How secure is the Inspire Faith Based Cash account?

Protecting your account information and privacy are Inspire’s priorities. Inspire uses fraud prevention tools to help us verify your identity, which ensures that only you have access to your account. Furthermore, Inspire also uses advanced encryption technologies to guard the information sent between you and Inspire.

Can I lose money in invested funds?

Yes: all securities have a risk of loss; however, funds held in your Federally Insured Account are guaranteed against loss.

What are the fees?

All fees Amount Details
Get started    
Card purchase $0 There is no card purchase fee.
Monthly usage    
Monthly fee $0 There is no monthly fee.
Add money    
Direct deposit $0 There is no fee for Direct Deposits.
Cash reload N/A Cash reloads are not permitted.
Spend money    
Bill payment (regular delivery) $0 Bill pay is available when you log in to your account at www.inspire.investorcashmanagement.com or using the Inspire mobile app. Regular bill pay transactions will be completed within 3 Business Days for electronic payments and within approximately 7 days if we have to mail a paper check to your bill.
Get cash    
ATM withdrawal (in-network) $0 “In-network” refers to Allpoint ATM Network. Locations can be found at www.allpointnetwork.com. There is no fee for withdrawals at Allpoint ATMs.
ATM withdrawal (out-of-network) $2.50 “Out-of-network” refers to all the ATMs outside of the Allpoint ATM Network. You may be charged a fee by the ATM operator, even if you do not complete a transaction.
Information    
Customer service (automated) $0 No fee for calling our automated customer service line, including for balance inquiries.
Customer service (live agent) $0 No fee for calling a live agent.
ATM balance inquiry (in-network) $0 “In-network” refers to the Allpoint ATM Network. Locations can be found at www.allpointnetwork.com.
ATM balance inquiry (out-of-network) $0 “Out-of-network” refers to all the ATMs outside of the Allpoint ATM Network. You may be charged a fee by the ATM operator.
Teller Cash Withdrawal $3 Teller cash refers to cash withdrawals done at a teller at a bank branch.
Using your card outside the U.S.    
International transaction 3% Of the U.S. dollar amount of each transaction.
International ATM withdrawal $3.50 You may be charged a fee by the ATM operator, even if you do not complete a transaction.
International ATM balance $0 You may be charged a fee by the ATM operator.
Other    
Inactivity $0 There is no inactivity fee for the card.
Lost/Stolen card replacement fee $10 If your card is lost or stolen, please contact us at (855)-547-2899 and we will reissue your card. A card replacement fee will be debited from your account.
Expedited delivery of lost/stolen card replacement $25 This fee is in addition to the Lost/Stolen card replacement fee.

Questions? We Can Help.

Need to activate your card?

Call us at (855) 547-2899

Questions about your account?

Call us at (855) 547-2899

or email us at faithbasedcashsupport@investmentdebitcard.com

General Inquiries?

Call us at (855) 547-2899

or email us at faithbasedcashsupport@investmentdebitcard.com

Mailing Address

Investor Cash Management
225 N Michigan Avenue
Suite 1410
Chicago, IL 60601

© Copyright - Inspire Investing